How to know if you’re paying a fair price
We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether
We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether
Where you put your car keys, who won the footy premiership three years back, the new prime minister of New
When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as
You may not feel richer, but if you’re a homeowner, there’s a decent chance your personal wealth has surged over
Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the
There’s something very special about moving into a newly built home or putting the finishing touches on a major renovation.
Spare cash can be tight right now (cost of living crunch, anyone?). But if you’ve still got some savings plus
Need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan
Location may be a big driver of property prices, but in any given suburb a few streets can be all
Great news for home buyers! After an extended run of low listings, the number of homes coming onto the market
Lending to property investors is soaring once again. We lift the lid on what’s driving investor interest – and what
Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central
Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn’t deter you from
Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes
It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments.
What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we
Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of
The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all
Home owners have been battling rising interest rates for over a year and a half now. But a new report
If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how
First home buyers with a small deposit now have an even wider range of lenders to choose from. We reveal
It may be called the silly season but a few smart strategies could help you enjoy the festive season this
If the November rate hike will seriously stretch your finances, one potential solution may be to extend your loan term.
The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points, taking it to 4.35%.
Mortgage brokers have notched up a new personal best, with seven out of every 10 new mortgages settled thanks to
No matter whether you’re in the market for a home or an investment property, it makes financial sense to buy
Not sure what refinancing is all about? You’re not alone. Our quick explainer lets you master the basics and helps
Know anyone who wants to buy their first home? A new report confirms that low deposit schemes are getting younger
Property prices have soared almost 7% this year alone. With the upswing predicted to continue, we unpack what’s driving national
Apartments stand out as an affordable choice when it comes to cracking the property market, not to mention downsizing. But
There’s a lot to be said for having your home loan pre-approved. But does pre-approval mean you’re putting the cart
The property market has thumbed its nose at higher interest rates, with values rising almost 5% since March. Here’s why
No change to the cash rate again this month, but lenders’ mortgage rates have been jumping around more than a
First home buyers who bought into the market using the federal government’s 5% deposit scheme have racked up $82,000 in
The highly anticipated Help to Buy Scheme will kick off next year, giving more Aussies a chance to score their
An avalanche of rate hikes over the past 18 months has supersized home loan repayments. But savvy homeowners aren’t panicking.
The Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking
Mortgage holders rejoice – the Reserve Bank of Australia (RBA) kept the cash rate on hold in August for the
With plenty of pundits tipping interest rates will start to fall in the next 12 months, we look at why
Australians are showering their homes with $1 billion worth of love each month as home improvement spending ramps up. We
Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could
Phew! The Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. So is
Have you been keen to refinance but told you can’t? You’re not alone. Many Australian households are currently locked into
Despite the soaring cost of living and successive interest rate hikes, homebuying intentions have climbed, latest data shows. So why
Mortgage serviceability can feel like a frustrating hurdle to clear. But it’s an important safeguard against borrowing too much, particularly
Drumroll … The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to
Australians are increasingly “thinking small” when it comes to buying a home and cracking the property market. And with perks
Navigating the Australian property market over the past year has felt like standing on shifting sands. But is the market
When buying property, it’s good to know the market value. After all, you want to know you’re paying a fair
Business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the full cost
More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded
The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year,
With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top
As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this
You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re
And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the
We all know being on our monetary best behaviour can help to land a home loan. But did you know
Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is
Rate rises can affect the property market, as we’ve all seen of late. But there are other factors that appear
The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to
The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny
Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone; it’s a
Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly
The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points
Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing
Changing jobs may offer more perks – higher income, greater fulfilment, and the opportunity for growth are often things people
Having a spruced-up home feels great. And it can also boost your home’s value. But, as exciting as the prospect
Finding the time to delve into your finances can be a struggle. But the school holidays can offer the perfect
Buying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing
As the sun rises on January 1, many Australians will be getting started on their new year’s pacts. The gym
End-of-year festivities have snuck up on us! Wishing you and yours a swell Noel and a wonderful new year. It’s
Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap
The Reserve Bank of Australia (RBA) has driven the cash rate up by another 25 basis points to 3.10%. Find
Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a
What’s more important: your new phone or your next home loan? Well, we were stunned to see a recent survey
Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why
For many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. But a
Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25
You may have heard that property values are on the decline. But what does this mean if you’re planning to
You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent
Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how
The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 25 basis points to 2.60%. How
The recent decline in rental properties has caused many to feel uncertain about their housing situation. Here’s how you can
Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are
Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted,
The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 50 basis points to 2.35%. Here’s
They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So what
Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going
You’ve probably heard that interest rates are on the rise and national property prices are on the way back down.
Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want
The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.85%. Here’s
We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to
Seven in 10 homeowners have recently used the equity in their home to renovate, invest in property or shares, or
Got your eye on a luxury car that’ll make your mates jealous? Or perhaps something that’s a little more fuel-efficient
Single Australians under 30 snare the lion’s share of spots in the federal government’s 5% deposit first home buyer scheme,
The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.35% amid
With interest rates on the way back up, there’s no doubt some households around the country are starting to do
We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to
Tax time is just around the corner and the ATO has sent out a warning to businesses around the country
Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing
The Reserve Bank of Australia (RBA) has increased the official cash rate by 50 basis points to 0.85%. How much
Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as
Small businesses around the nation are once again confident about their future and ready to start driving toward their next
Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax
Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of
Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost
Rate rises are a bit like taking off in a plane. Sure, it’s a bit nervy, but so long as
The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high
Australian small businesses are investing in their recovery through a surge in machinery purchases, IT and office technologies, and sustainable
The chances of the Reserve Bank of Australia (RBA) lifting the official cash rate on Tuesday just increased dramatically after
First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in
It’s the hope that kills you. Just ask Carlton fans, NSW Blues supporters, Wallabies sufferers, and hopeful homebuyers who have
Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up
It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new
First home buyers, regional buyers and single parents keen to crack the property market are the big winners in this
Most of you would have noticed that car prices have gone up significantly over the past two years. But how
Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16
New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky?
Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for
It’s a three-speed property market across the country right now, with two capital cities showing signs prices might’ve peaked, three
It wasn’t long ago that the idea of buying an electric vehicle (EV) seemed like a bit of futuristic science-fiction.
Keen to tackle a renovation project in 2022? You might have noticed that tradies are hard to pin down at
Hold onto your hats, things are about to get a little bumpy. Economists from Australia’s biggest bank are predicting the
What’s most important to you when selecting a lender to provide finance for your small business right now? Well, Australian
Construction costs just rose at the fastest annual pace since 2005. So why is it getting so expensive to build
National property prices are predicted to rise by up to 9% in 2022, according to REA Group, but which cities
Ever dreamed about telling your boss to “shove it” and starting up your own business? Well, there’s been a big
With all the talk of record-breaking property growth throughout 2021, do you know how exactly your suburb and property type
How much do you need to borrow to buy a typical Australian home these days? Well, the average loan size
Some of us buy cars for work, others for play. So it’s no surprise that the top two cars in
Australian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now
National housing values grew 22.1% in 2021, and there are two capital cities and one region in particular that are
Cut calories, increase your steps, abstain from alcohol: each year we set ourselves some pretty lofty New Year’s resolutions, most
To all our terrific clients: thank you for your ongoing support and for being such wonderful, loyal clients. We are
Want to buy your first home with a deposit of just 5% and pay no lenders’ mortgage insurance? You could
Ever thought about taking out a loan for your business but hesitated because you were worried about meeting your repayments?
Christmas is fast approaching and there’s a good chance you’ve started turning your attention to gifts for family and friends.
Ever thought about buying a property with a friend or family member? You’re not the only one. The rising cost
The summer trading season poses a raft of tricky cashflow and stocking challenges for retailers at the best of times,
You’ve probably noticed that house prices in Australia consistently outstrip growth in wages. But by how much? And what can
Whether you’re looking to buy, sell or hold, there’s a good chance you’ve wondered whether the property market will tumble
When you pay a supplier or service provider, are you certain you’re paying the right account? You’ve got to be
Open banking is here and it’s charging full steam ahead. So just how are lenders and fintechs using your shared
Mortgage holders are facing a sooner-than-expected cash rate rise after the Reserve Bank of Australia (RBA) revised its outlook due
More than half of Australian house hunters spend the same amount of time inspecting a property as they do watching
We’ve all been guilty of the odd credit card mix-up from time to time – it happens! But if you’re
Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed
Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home
While many SME owners worry about their access to finance, a surge of new lenders and products is rapidly expanding
Some borrowers will soon find it harder to get a mortgage after the banking regulator announced tougher serviceability tests for
The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted
Almost one-in-two SMEs have applied for new funding in the last six months, a new report has found, and of
With house prices going gangbusters in the first half of 2021, is it still a good time to buy property?
The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due
With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July. Today
While it might feel like property prices are skyrocketing out of reach, the majority of Australian homes are actually cheaper
I wanted to share my story with you of how I was recently able to make $55,000 profit on an
With property prices as high as they are many aspiring first home buyers are loosing faith in their ability to
Clients of ours Mark and Katie are a perfect example of how hard work and focus can result in turning
Before taking their property off the market, your vendor wants a deposit to ensure that you will settle, but your
As time tiptoes by, your loan may no longer suit the new you, or perhaps you simply want to consolidate
Down under, the average homeowner changes their loan every four – five years, that’s right it is very rare that
Wondering should I fix my home loan or not? In todays market, if you’re about to buy a house or
How do you get a Home Loan if you’re Self Employed? By paying tax, thats how! The Rules of Lending
Debt consolidation can streamline your debts and trim your overall repayments, but there are some pitfalls you should avoid. Along
If you have a stable income but don’t have the cash for a deposit, an expert may help find a
Dozens of lenders, hundreds of loans, and an overwhelming selection of rates. A mortgage broker can cut through the clutter
Upgrading to a new home? Holding onto your existing property and converting it to a rental investment can be a